Tata Cara Jual-Beli Tanah

Jual beli tanah merupakan hal yang sering terjadi dalam kehidupan sehari-hari di masyarakat. Apabila antara penjual dan pembeli sudah bersepakat untuk melakukan jual beli tanah terhadap tanah yang sudah bersertifikat maka beberapa langkah yang harus ditempuh adalah :

1. Akta Jual Beli (AJB)
Si penjual dan si pembeli harus datang ke Kantor Pejabat Pembuat Akta Tanah (PPAT) untuk membuat akta jual beli tanah. PPAT adalah Pejabat umum yang diangkat oleh Kepala Badan Pertanahan Nasional yang mempunyai kewenangan membuat akta jual beli dimaksud. Sedangkan untuk daerah-daerah yang belum cukup jumlah PPAT-nya, Camat karena jabatannya dapat melaksanakan tugas PPAT membuat akta jual beli tanah.

2. Persyaratan AJB
yang diperlukan untuk membuat Akta Jual Beli Tanah di Kantor Pembuat Akta Tanah adalah :
a. Penjual membawa :
· Asli Sertifikat hak atas tanah yang akan dijual.
· Kartu Tanda Penduduk.
· Bukti pembayaran Pajak Bumi dan Bangunan.
· Surat Persetujuan Suami/Isteri bagi yang sudah berkeluarga.
· Kartu Keluarga.

b. Sedangkan calon pembeli membawa :
· Kartu Tanda Penduduk.
· Kartu Keluarga.

3. Proses pembuatan akta jual beli di Kantot PPAT.

a. Persiapan Pembuatan Akta Jual Beli.
1) Sebelum membuat akta Jual Beli Pejabat pembuat Akta Tanah melakukan pemeriksaan mengenai keaslian sertifikat ke kantor Pertanahan.
2) Pejual harus membayar Pajak Penghasilan (PPh) apabila harga jual tanah di atas enam puluh juta rupiah di Bank atau Kantor Pos.
3) Calon pembeli dapat membuat pernyataan bahwa dengan membeli tanah tersebut ia tidak menjadi pemegang hak atas tanah yang melebihi ketentuan batas luas maksimum.
4) Surat pernyataan dari penjual bahwa tanah yang dimiliki tidak dalam sengketa.
5) PPAT menolak pembuatan Akta jual Beli apabila tanah yang akan dijual sedang dalam sengketa.

b. Pembuatan Akta Jual Beli
1) Pembuatan akta harus dihadiri oleh penjual dan calon pembeli atau orang yang diberi kuasa dengan surat kuasa tertulis.
2) Pembuatan akta harus dihadiri oleh sekurang-kurangnya dua orang saksi.
3) Pejabat pembuat Akta Tanah membacakan akta dan menjelaskan mengenai isi dan maksud pembuatan akta.
4) Bila isi akta telah disetujui oleh penjual dan calon pembeli maka akta ditandatangani oleh penjual, calon pembeli, saksi-saksi dan Pejabat Pembuat Akte Tanah.
5) Akta dibuat dua lembar asli, satu lembar disimpan di Kantor PPAT dan satu lembar lainnya disampaikan ke Kantor Pertanahan untuk keperluan pendaftaran (balik nama).
6) Kepada penjual dan pembeli masing-masing diberikan salinannya.

4. Bagaimana langkah selanjutnya setelah selesai pembuatan Akta Jual Beli ?
a. Setelah selesai pembuatan Akta Jual Beli, PPAT kemudian menyerahkan berkas Akta Jual Beli ke Kantor Pertanahan untuk keperluan balik nama sertifikat.
b. Penyerahan harus dilaksanakan selambat-lambatnya tujuh hari kerja sejak ditandatanganinya akta tersebut.

5. Berkas yang diserahkan itu apa saja ?
a. Surat permohonan balik nama yang ditandatangani oleh pembeli.
b. Akta jual beli PPAT.
c. Sertifikat hak atas tanah.
d. Kartu Tanda Penduduk (KTP) pembeli dan penjual.
e. Bukti pelunasan pembayaraan Pajak Penghasilan (PPh).
f. Bukti pelunasan pembayaran Bea Perolehan Hak Atas Tanah dan Bangunan.

6. Bagaimana prosesnya di Kantor Pertanahan ?
a. Setelah berkas disampaikan ke Kantor Pertanahan, Kantor Pertanahan memberikan tanda bukti penerimaan permohonan balik nama kepada PPAT, selanjutnya oleh PPAT tanda bukti penerimaan ini diserahkan kepada Pembeli.
b. Nama pemegang hak lama (penjual) di dalam buku tanah dan sertifikat dicoret dengan tinta hitam dan diparaf oleh Kepala Kantor Pertanahan atau Pejabat yang ditunjuk.
c. Nama pemegang hak yang baru (pembeli) ditulis pada halaman dan kolom yang ada pada buku tanah dan sertifikat dengan bibubuhi tanggal pencatatan dan ditandatangani oleh Kepala Kantor Pertanahan atau pejabat yang ditunjuk.
d. Dalam waktu 14 (empat belas hari) pembeli sudah dapat mengambil sertifikat yang sudah atas nama pembeli di kantor pertanahan.

*(dikutip dari http://www.tni.mil.id)

Bank urges 'new deal' on hunger

The World Bank has called on the international community to co-ordinate its efforts in a "new deal" to fight global hunger and malnutrition.

A move was needed because of soaring global food and energy prices, said the bank's president, Robert Zoellick.

Mr Zoellick said the top priority was to give the UN World Food Programme an extra $500m for emergency food aid.

The World Bank estimates 33 countries face potential social unrest because of rising food and energy prices.

As well as urging the US, the EU, Japan and other developed countries to provide the World Food Programme with extra funds for emergency aid, Mr Zoellick said the new deal required a shift towards a broader concept of food and nutrition assistance.

'Green revolution'

Funds to help build local food markets and boost agricultural productivity could create a "green revolution" for sub-Saharan Africa, he said.

Mr Zoellick also outlined a plan to encourage sovereign wealth funds from emerging economies like China, India and Brazil to invest in Africa, in what he called a "one percent solution".

"Today, sovereign wealth funds hold an estimated $3 trillion in assets," he said.

"If the World Bank Group can help create the platforms and benchmarks, the investment of even 1% of their assets would draw $30bn to African growth, development and opportunity."

Mr Zoellick said trade was also key to lowering food prices, and that a fairer and more open trade system would encourage farmers in developing countries to expand production.

He criticised what he described as "protectionism" and "isolationism" including by his own country, the US.

"The poor need lower food prices now. But the world's agricultural trading system is stuck in the past," he said.

"If ever there was a time to cut distorting agricultural subsidies and open markets for food imports it must be now."

OPEC NEWS

The head of Opec, the cartel of oil-producing nations, has said it is unlikely to increase production at this week's meeting.

It had been hoped members would boost the supply of oil to help prices fall from their historically-high levels.

Crude oil hit a new record of almost $104 a barrel at the start of the week but settled at $99.52 late on Tuesday.

Oil ministers from Opec member nations are gathering in Vienna ahead of their meeting which starts on Wednesday.

"I don't think Opec would consider increasing production because then we would be increasing to meet a demand that doesn't exist," Opec President Chakib Khelil said.

US government data, due on Wednesday, is expected to show it has a good supply of crude oil and domestic fuel.

US President George W Bush said it would be an error if Opec members didn't recognise the impact high prices were having on the US.

"I think it is a mistake to have your biggest customer's economy to slow down....as a result of high energy prices," he said.

Earlier the International Energy Agency had said it favoured output to remain at current levels, even as supplies were tight.

Oil prices have risen to record highs due to high demand for the commodity and the weakening dollar, which has prompted investors to switch to oil and other reputed safe havens such as gold.

Oil price up $2 as economy slows

Oil prices climbed more than $2, tipping beyond $106 a barrel, after weaker-than-expected job data indicated further signs of a slowing economy.

Crude oil futures for May rose $2.4 a barrel to settle at $106.23 in New York. Meanwhile London Brent crude, finished $2.38 higher at $104.9.

Commodities are viewed as an attractive alternative investment to dollars.

Reports of a fire at an Exxon Mobil US refinery also contributed to the rise, prompting fears over petrol supplies.

The summer is typically a time of high petrol consumption in the US, as people take holidays, so any signs that supplies will be disrupted can help push up prices.

The dollar weakened in relation to the euro after a official data showed employers cut 80,000 jobs in March - the biggest monthly job decline in five years.

"Crude futures were higher as the dollar weakened," said Nimit Khamar, an analyst with Sucden in London.

When the dollar weakens it becomes cheaper for foreign buyers to invest in commodities.

Kansas Dismantles North Carolina

SAN ANTONIO -

Roy Williams taught Kansas all about how to handle cruel, crushing disappointments.

Bill Self schooled the Jayhawks on how to dish out some pain of their own.

Kansas left its former coach in the dust Saturday night, getting 25 points and seven rebounds from Brandon Rush to stave off a ferocious comeback by North Carolina for an 84-66 victory in the national semifinals.

Trailing 40-12 late in the first half, Tyler Hansbrough, Wayne Ellington and the Tar Heels made a valiant rally, getting to within five points with nine minutes left.

But they fell short in their effort to pull off the biggest Final Four comeback ever.

"We sort of came out a little more casual than we would've liked and they hit us right between the eyes," Williams said.

Now, the Jayhawks will play Memphis, an earlier 78-63 winner over UCLA, in Monday's title game.

Kansas moved within a win of its first national championship since 1988, the year before Williams began his storied 15-year tenure in Lawrence - one that ended when he jilted Kansas for his alma mater.

"I hope it's set aside and goes away forever," Williams said of the animosity that has lingered since he left in 2003. "I'm too thin-skinned, probably. ... Let's don't focus on that. Focus on the great job done by Kansas."

Hansbrough had 17 points and nine rebounds for North Carolina (36-3) - a typically gutsy effort - but his next move will be to decide whether to come back for his senior season.

Kansas has more pressing things to deal with - stopping fast-breaking Memphis and its sensational freshman Derrick Rose.

"We know we've got another step to take Monday night," Sherron Collins said. "It's going to be a great matchup. They play fast, we play fast."

Collins had two assists, a 3-pointer and a pair of free throws during the decisive stretch that saw the Jayhawks (36-3) pad that five-point lead back to 15 and send the Tar Heels into true desperation mode.

Williams stood stoically as the clock ticked down, arms folded, nothing much left to do. Tears usually come pretty quickly after the final buzzer of the season for him, and this season ended one game short of where many thought it might.

"We've had a good year, but I don't think anybody's goal here was to be one of the top four teams in the country," Hansbrough said. "It's to be the top team. I'm frustrated with that."

Williams got outcoached in this one, especially at the beginning, finding no solution for Kansas' strategy of dumping the ball inside to Darrell Arthur, Darnell Jackson and Cole Aldrich.

The Jayhawks also smothered Hansbrough, even flooring him once on a hard foul by Mario Chalmers.

"To start the game, I felt, instead of having 10 hands out there it felt like we had 14 or 16," said Self, in his first Final Four since replacing Williams five years ago. "Guys were making a move, a reverse pivot, and there were two hands there waiting for them."

Despite North Carolina's impressive comeback, the final stats painted a picture of Kansas domination. The Jayhawks shot 53 percent from the floor and held the nation's second-leading offense to 35 percent. They had nine more rebounds, 10 more assists, six more blocks.

This marked the first chance to see Self and Williams go against each other with their new teams - and on the game's biggest stage.

Self coached Kansas to the lead. Williams coaxed his team back in it.

But for all North Carolina's effort, this game was lost early.

"I've never been so embarrassed in my life," Tar Heel guard Marcus Ginyard said of the first 10 minutes.

The basket looked as big as the Alamo for the Jayhawks, who made 12 of their first 16 shots and went on an 18-0 run for a 33-10 lead with 9:31 left.

Meanwhile, the Tar Heels went a stunning 9:03 without a basket. No team has overcome a deficit bigger than 22 at the Final Four, and it was around the time the lead was 40-12 that none other than Billy Packer, the CBS (nyse: CBS - news - people ) analyst, said the game was over.

Not so fast.

Carolina turned this into controlled chaos over the first 10 minutes of the second half, altering Kansas shots and making pretty much everything they threw up - including a 3-pointer by Ellington (18 points) with 9:20 left that made it 58-53 and had the Tar Heel fans in a frenzy.

Throughout the rally, Self called time-out after time-out - KU fans often criticized Williams for not doing the same under similar circumstances - and eventually, North Carolina cooled and Kansas ran away.

Picking a Jayhawks star was as easy as closing your eyes and pointing to a name on the stat sheet.

Aldrich stood out, swatting three shots in the first half and altering more after coming off the bench en route to his eight-point, seven-rebound night. His highlight came after KU missed just its fifth shot of the game, more than 10 minutes into the first half, and he outgrappled Hansbrough for a rebound that resulted in two free throws. That made it 33-10.

Arthur had three buckets and an assist in the first five minutes to start the runaway. Russell Robinson had five points, four assists, three steals and three turnovers over the first 20 minutes - what coach wouldn't love that?

All that might have helped prove Williams' theory, as he tried to deflect all the talk of himself this week: That the game would be decided by the players.

The Jayhawks were simply better.

Die-hard KU fans might have deemed it their team's best moment since the 2003 Final Four, when Nick Collison helped dismantle Marquette 94-61 in the semifinals.

Two nights later, the Jayhawks lost to Syracuse in the finals. With talk swirling that Williams would be headed to Tobacco Road, he said on live TV that he "could give a (bleep) about North Carolina right now."

Two weeks later, he was wearing Carolina blue and Kansas fans were seeing red.

Maybe now, they'll be more willing to let bygones be bygones.

"I told my team that I hoped that distraction didn't bother them, because that would be about as bad as anything you could ever have as a coach," Williams said.

By EDDIE PELLS

An Entrepreneur of Indonesian

Do You know about Entrepreneur? An entrepreneur risks his own capital, services, and skills in a company (or in several companies). Entrepreneurs exemplify the Indonesian dream—working without a boss and using their own hands to build a livelihood. Successful entrepreneurs seem to have a number of similar qualities. First, they know business, either from their own experience or through extensive research. Second, they are extremely motivated. The average number of working hours per week of a successful starting entrepreneur is seventy. This catches the typical Indonesian dreamer by surprise. Third, successful entrepreneurs become obsessed with—or at least fascinated by—all parts of their chosen area of expertise.

No aspect of the business is too large or too small to consider. The best thing about being an entrepreneur is that they control their own destinies to a greater extent than if they were working for someone else. Unlike working for someone else who judges their work and assigns a value to their services, every stitch of work they do goes toward their betterment. This puts immense pressure on the entrepreneurs, but it can also be the source of immense pleasure. The most important entrepreneurial concerns should be thought about long before the person starts her own business. She must know how to run the company and when to reassess management strategies. She must be on top of issues of cash flow, expansion (or consolidation), liquidity, and corporate governance. Over three-fifths of new businesses and franchises fail within eighteen months of opening their doors. Many of the factors leading to failure are uncontrollable by the entrepreneur. If she’s trying to sell widgets, and a widgets superstore opens down the street, she may be sunk. Being an entrepreneur means thinking about the business all the time, accepting its responsibilities and its failures. Big Entrepreneur in Indonesia; Budi Hartono, Tomy Winata, Ir. Ciputra, Arifin Panigoro, Aburizal Bakrie, etc.

Heavon Propertindo

Contents Section I : Introduction. Section II : Mission Statement. Section III : Quality and Technical Statement. Section IV : Safety Statement. Section V : Programs Offered. Section VI : Organizational Chart. Section VII : General Description2

INTRODUCTION

PT Heavon Propertindo is a private national company which was established in Jakarta in year 2008, Indonesia. PT Heavon Propertindo concern on providing any construction solutions for the planner, executing and advising. PT Heavon Propertindo comprises a group of dedicated professionals with hands on experience and thorough knowledge of Construction. PT Heavon Propertindo boasts an excellent safety record, we strive to offer our clients custom solutions to make them more competitive. PT Heavon Propertindo is a turn key company with knowledge and experience, products and services.

MISSION STATEMENT

The mission of PT Heavon Propertindo Building made for people to beautiful live in housing, residence, apartments, hotel, and office building and to continually provide efficient and effective service to industry and to promote the desirability of quality assurance in solution of construction and concultancy service.

QUALITY AND TECHNICAL STATEMENT

PT Heavon Propertindo sets the highest standards, which we constantly aim to exceed. Our standards are to provide services at the highest quality to meet the requirements of the Quality Systems of our clients. Our people have individual responsibility for ensuring this high standard is achieved throughout the company with their capability, knowledge, andexperience on site planning, constructing, and building designs.

SAFETY STATEMENT

At PT Heavon Propertindo, the safety of our staff is a most paramount importance. The health and safety of employees and visitors is essential, we aim to provide and maintain safe and healthy working conditions, equipment and systems of work for all and provide them with necessary information, instruction and training to achieve this aim.We recognize the importance of consultation on health and safety, and accept our responsibility in recognizing work related hazards, and assesments of risks associated with them.

PROGRAMS OFFERED

Consultings

Broker

Civil and Construction

Site Planning, Building Designs, Building Residence, Housing, appartement, and hotel, Community awareness5

GENERAL DESCRIPTION

Company Name : PT Heavon Propertindo

Organization Legal Form : Corporation with Limited Liability

Address : Jl. Salemba Raya No.4, Jakarta, DKI Jakarta, Indonesia 10430

How To Remain Productive When You Feel Like Giving Up

Like most people, some mornings I wake up and feel less than enthusiastic about working. Sometimes, this feeling doesn’t stem from laziness or apathy, it’s a stronger power, a sense of futility and helplessness.

I know a lot of people look to my story of success as a source of inspiration and that is one of the greatest benefits I enjoy as a blogger, but - and I’m not afraid to admit it - I don’t always feel energized to pursue business and sometimes in my darkest moments, I even consider throwing in the towel.

This feeling is not so common for me now as I have lifestyle flexibility, a more stable income and a better mindset about work, but earlier on, it definitely was a problem. I want to explain how I overcome these moments (and still do the same thing now on occasion) to stay on track and how you can even have a productive day when you are not really feeling the mojo on the inside.

I expect you have felt similar feelings of despair or a lack of motivation at different stages of your business development, especially if you are yet to establish an income stream online that is sufficient for you to live off, or if you are right at the beginning and you have not seen one cent of return for the work you have put in.

Inspired or Dejected

Depending on your world view and personality style, when you hear of the success of others you may either feel inspired or dejected, and while it’s obviously more fruitful to look at other people achieving what you desire as motivation, as a fallible human, jealousy, depression and anger may be your initial responses.

Your mind is your greatest asset for success in business, but it can be just as strong a force of hindrance, sabotaging your efforts, destroying your work ethic and leaving you with no option but to return to the soul destroying job you promised yourself that you would never go back to.

Greatest Opportunity for Women

The culture of MBA programs has long been mostly a boys' club, but that's slowly changing--if programs like those at the University of Massachusetts, Amherst are any indication. Home to the Isenberg School of Management, this college is ranked No. 3 by The Princeton Review in the Greatest Opportunity for Women category. The ranking took into account factors like the percentage of students and faculty who are female, as well as students' testaments to a supportive culture for female students. "When I got my MBA [years] ago, there was only one woman in my MBA program," says Eric Berkowitz, associate dean of professional programs at Isenberg. "At our school, when we see an application from a strong woman applicant, we aggressively try to recruit her."

While many women are still hitting glass ceilings in corporate America, entrepreneurship offers them unlimited potential, and MBA programs are helping to hone their skills before they set out on their own. "A lot of bright, highly capable, motivated women are having access to capital and starting businesses and being quite successful at it," says Berkowitz. "That's what's motivating many of them to be entrepreneurs. They're getting the business skills in MBA programs."

Pre-med undergraduate student Jameelia Abdullah, 27, realized that her interest lay more in the business arena, so she applied to the UMass, Amherst MBA program. "It taught me how to think on a different level and work with teams," she says. During her schooling in 2005, she created jewelry with her family as a hobby and attended craft shows to sell her wares. Fast-forward to 2006: Abdullah's business, M&M Links, successfully launched its first storefront in Amherst, Massachusetts, and has opened a second store in nearby Northampton. Abdullah, who co-founded the business with her family, has used every bit of her MBA training in her day-to-day business life--from learning how to work with people who have different ideas to being more confident in her business abilities.

A notable 50 percent of her MBA class was female, and Abdullah appreciated not being the only woman in the group. "I really felt very comfortable," she says. "The program made it very comfortable for all of us. There was never any bias toward males or females--the professors looked at us all as MBA students who were all going for the same goal."

The versatility of her MBA has not only given her the knowledge to run M&M Links, but has also helped the company grow sales more than 200 percent year over year; the company is expecting seven-figure sales this year. M&M Links has even expanded into website development and business consulting in addition to jewelry and accessories retailing. "You can go into so many different industries with an MBA," Abdullah says. "It definitely helps you to be a more analytical thinker. It gives you better insight into business for somebody like me with no business background. I didn't even know what a cash-flow statement was until I walked in the first day."